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Credit Requirements	Credit-dependent	Credit-dependent	Excellent to Good Credit	Good to Average Credit	No Credit Required
Usage	A dedicated credit limit that can be used time and time again* Can be used for online and in-store purchases	Pay over time in store and online with no late fees	No hard credit check - get a decision in real time. Applying won't impact your credit. Not a credit card - know what you owe with set payments Straightforward pricing - no prepayment penalties, no deferred interest	Will not affect your credit to apply Simple monthly payments, not a credit card	Use your approved lease amount across multiple products Pre-approvals last 30 days; reapply anytime No late fees, flexible plans, and early payoff options
Financing Options	Special Financing Available for 6, 12 or 24 Months on qualifying purchases** Minimum monthly payments required	Available on orders of $50 or more	Available on orders from $250 to $10,000	Available on orders from $250 to $6,500	Available on orders from $250 to $3,500
	Subject to credit approval View details for 6 mo. special financing View details for 12 mo. special financing *View details for 24 mo. special financing

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No Interest If Paid In Full Within 6, 12 or 24 Months*

On purchases of $175 or more for 6 months, $349 or more for 12 months, or $2,499 or more for 24 months made with your Abt credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12, or 24 Months. Minimum monthly payments required.

*View details for 6 mo. special financing

*View details for 12 mo. special financing

*View details for 24 mo. special financing

Synchrony Finance Calculator

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Abt financing through Synchrony Bank makes it quick, easy and safe to apply online. Start shopping online or in store today.^‡

Apply See If You Prequalify^†

^†Get a decision in seconds with no impact to your credit score.

If you’re not approved for the Abt credit card, you may prequalify for Koalafi’s lease-to-own payment option. Learn more about Koalafi

How It Works

To pay with Synchrony

Add items to your cart and checkout - Click or tap the Abt Card | Synchrony Button from the payment options

Select 6, 12 or 24 months promotional period (if applicable)

Click or tap “Pay with Abt Credit Card” button and follow the prompts to apply for a card or enter your current account information

‡ When applying for an Abt credit card, you will be leaving Abt.com and going to a website that is operated by Synchrony Bank that issues Abt credit cards. The Abt Credit Card is issued by Synchrony Bank, which is solely responsible for the approval process. Abt is not involved in the approval process in any way, and we will not be able to provide you with any details concerning your application. It is important to provide accurate information on your online application to qualify for an Abt credit card or approval may be denied. If you have any questions or concerns regarding your application or Abt Credit Card, please contact Synchrony Customer Service at 1-844-335-5909.

Please note that you must reside in the United States and be 18 years of age or older to apply.

The Abt Card gives our customers an additional way to pay for purchases with a range of available financing options. Special Financing makes it easier to take advantage of time-sensitive specials and can take the sting out of an unplanned, emergency refrigerator purchase. Sign up for our emails to stay informed about special financing promotions.