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Helping Customers Get What They Want, Today.

No Credit Required Shopping Option

Own it in 30, 60, or 90 days

With generous approval amounts, high approval rates and flexible payments, getting the merchandise you want has never been easier. Plus, unlike rent-to-own programs, you save money with a 5-month minimum-term program featuring early purchase opportunities so you have the freedom to choose when to exit your agreement.

Here’s how it works:
1. Get approved.
2. Select the items you want, including warranties, accessories, and services.
3. Call one of Abt's Sales Associates at 847-544-2208, or toll free at 855-812-2457, to place your order.
4. TEMPOE, Abt’s financing partner, will purchase the items for you.

Make your first payment and have the items on their way to your home! Then, choose to own them in 30, 60, or 90 days, for as little as 5% above the retail amount. If you choose to stay in your agreement, at the end of your 5-month minimum-term, you can choose to purchase the items, continue making payments, or return the items to TEMPOE at no charge.

If you have great credit, poor credit, or no credit at all, Abt's no credit required shopping could be for you. Just choose the products you want, fill out the application, and Abt can deliver it!


Some of the Benefits of Abt's No Credit Required Shopping:

  • Flexible payment options, with monthly or bi-weekly (twice a month) options.
  • Low payments.
  • Early purchase options, so you decide how much to spend and when to exit your agreement.
  • High approval rates, regardless of credit score.
  • Speedy approval decisions in under 3 minutes.
  • No waiting--take it home today!
  • This program helps you rebuild credit
  • You must have a checking or savings account, or credit or debit card
  • First payment must be made at time of purchase with credit or debit card

*You must have a checking account or savings account, or credit or debit card.
**First payment must be made at the time of purchase with credit or debit card..
***This payment method cannot be used towards a purchase of cellular phones.

Need help applying? Email us at, call us at 847-544-2208, or toll free at 855-812-2457.

Click here for frequently asked questions

TEMPOE is an independent service provider and not an affiliate or licensee of Abt Electronics.